AI Solutions for BFSI

Secure, Compliant & Intelligent Banking, Insurance & FinTech Operations. Deliver next generation banking, insurance & financial services with AI driven fraud intelligence, predictive risk scoring, loan journey automation, hyper personalized CX, regulatory compliance, and multi agent financial automation.

AI Solutions for BFSI

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AI First BFSI Solutions

Deliver next generation banking, insurance & financial services with AI driven fraud intelligence, predictive risk scoring, loan journey automation, hyper personalized CX, regulatory compliance, and multi agent financial automation.

AI Fraud Detection & Financial Crime Intelligence

Transaction anomaly detection, identity fraud & deepfake detection, synthetic ID detection, AML pattern recognition, behavioral biometrics, mule account detection, chargeback risk prediction. Impact: 40–90% fraud loss reduction.

AI Powered KYC, AML & Compliance Automation

OCR based document extraction, face match + liveness, real time sanctions & PEP checks, AML transaction monitoring, SAR/STR auto reporting, on chain audit logs (optional). Impact: 70% faster onboarding, 95% compliance accuracy.

AI Credit Scoring & Lending Automation

Alternative credit scoring, bank statement analyzer, income recognition, surrogate underwriting, loan eligibility automation, risk based pricing recommendation, bureau integration + fraud detection. Impact: 60% reduction in loan turnaround time.

Insurance AI (InsurTech Enablement)

Claims triage automation, fraudulent claims detection, underwriting intelligence, policy recommendation engine, document to data extraction, AI driven customer support. Impact: 50% reduction in claims processing time.

AI Customer Experience for BFSI

AI banking copilot, intent-based virtual assistant, loan/insurance advisory agent, automated financial guidance, sentiment analysis, omnichannel support (WhatsApp, Web, App, Voice). Impact: 3× faster response time, +28% NPS.

Multi Agent Automation for BFSI Operations

AI agents that collaborate to fetch customer data, run risk calculations, generate summaries, validate compliance, trigger workflows, create internal reports, process loan queues. Impact: Replace 20–40% manual workload.

Predictive Analytics for Banking & Insurance

Probability of default (PD), early warning signals, churn prediction, cross sell/upsell recommendations, portfolio risk forecasting, real time collections prioritization.

AI App Modernization for BFSI

Modern digital banking apps, secure mobile first credit journeys, insurance self service apps, wealth management portals, AI powered chat + voice interfaces.

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WHY BFSI MUST GO AI FIRST NOW

Banks, NBFCs, insurers, fintechs, credit bureaus and payment companies face: Rising fraud sophistication (Identity theft, AML, mule accounts, deepfakes). Explosion of complex regulatory compliance. Massive loan processing delays. High operational overhead. Low customer retention. Legacy banking infrastructure. Growth of real-time payment systems (UPI, RTGS, FedNow, etc.). Pressure to deliver personalized, instant digital services. Mobiloitte's AI first BFSI solutions deliver: ✔ Zero trust fraud prevention ✔ Autonomous risk assessment ✔ AI driven lending journeys ✔ 24×7 intelligent customer support ✔ Insurance claims automation ✔ Real time compliance + audit ✔ Agentic operational automation ✔ Secure, API first architecture (Open Banking ready).

PROOF OF IMPACT (REAL METRICS FROM BFSI CLIENTS)

Proven results delivered through AI-powered solutions that transform aerospace and defense operations, delivering measurable value and strategic advantage.

40% fraud loss reduced. AI behavior models + real time transaction scoring.

60% faster loan processing. AI document capture + automated underwriting.

35% increase in customer retention. AI CX + omnichannel personalization.

70% reduction in compliance workload. AML + KYC + audit automation.

99.9% uptime on BFSI grade infrastructure.

DISCOVERY SPRINT (30 DAYS) BFSI AI Modernization Sprint

Follow our proven methodology to accelerate your transformation with AI-powered solutions that deliver measurable results.

Week 1: Regulatory mapping + use case discovery

Week 2: Data audit + fraud patterns + risk mapping

Week 3: Pilot deployment (Fraud AI, RAG, Agent CX, or KYC AI)

Week 4: Compliance + ROI + integration blueprint

WHY MOBILOITTE FOR BFSI

Why choose us?

AI first BFSI engineering team

Deep experience with BFSI regulations. 550+ enterprise AI deployments.

Multi agent automation layer built for BFSI

Native integrations with Core Banking, LOS, LMS, CBS. On prem, cloud & hybrid secure deployments.

Strong fraud + risk + compliance portfolio

Zero-trust fraud prevention, autonomous risk assessment, real time compliance + audit.

India + UAE + USA multi region BFSI expertise

Mobiloitte is one of the only companies delivering AI + Blockchain + Automation + Compliance for BFSI transformation.

BFSI grade security & compliance

RBI, IRDAI, SEBI, DPDP, GDPR, PCI-DSS, SOC2 Type II, ISO 27001 compliant architecture with audit logs and zero trust access.

Start Your BFSI AI Transformation

BLOGS

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Frequently Asked Questions

How can AI help banks reduce fraud?

Through anomaly detection, behavioral biometrics, deepfake detection, mule account detection, and transaction monitoring.

Can Mobiloitte automate KYC & AML?

Yes — automated KYC/AML workflows, PEP/sanctions screening, identity verification, and AML rule engines.

Do you support digital lending platforms?

Yes — LOS/LMS modernization, underwriting intelligence, fraud checks, mobile-first journeys.

Do you support multi-agent BFSI operations?

Yes — for risk, underwriting, compliance, customer support & reporting.

What about payments risk?

We provide real-time payment fraud detection for UPI, cards, ACH, wallets, and cross-border transactions.

How is AI secured for BFSI?

Zero-trust, encryption, RBAC, audit logs, compliance mapping, model governance.

Do you support RBI / IRDAI / SEBI compliance?

Yes — architecture, audit trails, risk scoring, and reporting are built to match BFSI regulations.

Can AI fast-track loan processes?

AI extracts documents, scores risk, validates identity, and automates underwriting → reducing TAT by 60%.

Can AI be deployed on-prem for BFSI?

Yes — fully secure, compliant, on-premises deployment with zero data leaving infrastructure.

Can AI help insurance claims?

Yes — AI triage, fraud detection, document extraction, fast disbursement.

Does Mobiloitte integrate with Core Banking?

Yes — integrations with Finacle, Flexcube, TCS BaNCS, Temenos, Mambu, and custom CBS.

How long does BFSI AI implementation take?

Pilots in 2–4 weeks, full programs in 8–16 weeks.

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